{"id":1,"date":"2026-01-03T01:19:47","date_gmt":"2026-01-03T01:19:47","guid":{"rendered":"http:\/\/arvenbrokers.mx\/?p=1"},"modified":"2026-02-03T21:35:57","modified_gmt":"2026-02-03T21:35:57","slug":"que-es-una-fianza-y-en-que-momento-una-empresa-la-necesita","status":"publish","type":"post","link":"https:\/\/arvenbrokers.mx\/en\/que-es-una-fianza-y-en-que-momento-una-empresa-la-necesita\/","title":{"rendered":"Qu\u00e9 es una fianza y en qu\u00e9 momento una empresa la necesita"},"content":{"rendered":"<style>.wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c, .wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c[data-kb-block=\"kb-adv-heading1_1b6d0c-9c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c[data-kb-block=\"kb-adv-heading1_1b6d0c-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_1b6d0c-9c[data-kb-block=\"kb-adv-heading1_1b6d0c-9c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_1b6d0c-9c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_1b6d0c-9c\">En el entorno empresarial, no todas las decisiones relevantes pasan por el \u00e1rea financiera. Muchas se toman en operaciones, en contratos o en procesos comerciales donde una obligaci\u00f3n asumida hoy puede convertirse en un riesgo ma\u00f1ana.<br>La fianza aparece precisamente en ese punto: cuando una empresa debe <strong>responder formalmente por un compromiso<\/strong>, y ese compromiso necesita respaldo.<br>Entender qu\u00e9 es una fianza y, sobre todo, <strong>cu\u00e1ndo realmente se necesita<\/strong> es clave para operar con orden y evitar decisiones reactivas.<\/p>\n\n\n<style>.kadence-column1_dc52c0-89 > .kt-inside-inner-col,.kadence-column1_dc52c0-89 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1_dc52c0-89 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1_dc52c0-89 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1_dc52c0-89 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1_dc52c0-89 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1_dc52c0-89{position:relative;}@media all and (max-width: 1024px){.kadence-column1_dc52c0-89 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1_dc52c0-89 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1_dc52c0-89\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image1_ce3a0f-1c:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:0px;}.kb-image1_ce3a0f-1c .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image1_ce3a0f-1c\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato-1024x576.webp\" alt=\"Firma de contrato empresarial como respaldo de una obligaci\u00f3n garantizada mediante fianza\" class=\"kb-img wp-image-2514\" srcset=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato-1024x576.webp 1024w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato-300x169.webp 300w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato-768x432.webp 768w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato-1536x864.webp 1536w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/mano-con-pluma-firmando-contrato.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d, .wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d[data-kb-block=\"kb-adv-heading1_25f462-3d\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d[data-kb-block=\"kb-adv-heading1_25f462-3d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_25f462-3d[data-kb-block=\"kb-adv-heading1_25f462-3d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_25f462-3d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_25f462-3d\">\u00bfQu\u00e9 es una fianza, en t\u00e9rminos empresariales?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86, .wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86[data-kb-block=\"kb-adv-heading1_85092d-86\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86[data-kb-block=\"kb-adv-heading1_85092d-86\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_85092d-86[data-kb-block=\"kb-adv-heading1_85092d-86\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_85092d-86 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_85092d-86\">Una fianza es un <strong>instrumento de garant\u00eda<\/strong> mediante el cual una empresa asegura el cumplimiento de una obligaci\u00f3n frente a un tercero.<br>Si esa obligaci\u00f3n no se cumple en los t\u00e9rminos acordados, la fianza responde conforme a lo establecido en el contrato.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d, .wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d[data-kb-block=\"kb-adv-heading1_415d90-7d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d[data-kb-block=\"kb-adv-heading1_415d90-7d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_415d90-7d[data-kb-block=\"kb-adv-heading1_415d90-7d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_415d90-7d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_415d90-7d\">No es un seguro tradicional ni un tr\u00e1mite administrativo.<br>Es una <strong>herramienta contractual<\/strong> que permite que una operaci\u00f3n avance con reglas claras y responsabilidades definidas desde el inicio.<\/p>\n\n\n\n<p><strong>En la pr\u00e1ctica, la fianza:<\/strong><\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c00bdb-fb:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c00bdb-fb ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c00bdb-fb ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c00bdb-fb ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_c00bdb-fb ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_c00bdb-fb kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_58743c-a5 .kt-svg-icon-list-single{color:var(--global-palette1, #3182CE) !important;}.kt-svg-icon-list-item-1_58743c-a5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_58743c-a5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Da certeza a la parte que exige el cumplimiento.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_9b4e9e-e4 .kt-svg-icon-list-single{color:var(--global-palette1, #3182CE) !important;}.kt-svg-icon-list-item-1_9b4e9e-e4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_9b4e9e-e4\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Permite a la empresa operar sin inmovilizar capital.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_47f173-23 .kt-svg-icon-list-single{color:var(--global-palette1, #3182CE) !important;}.kt-svg-icon-list-item-1_47f173-23 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_47f173-23\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Formaliza compromisos que, sin respaldo, no ser\u00edan aceptados.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8, .wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8[data-kb-block=\"kb-adv-heading1_f966c4-c8\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8[data-kb-block=\"kb-adv-heading1_f966c4-c8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_f966c4-c8[data-kb-block=\"kb-adv-heading1_f966c4-c8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_f966c4-c8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_f966c4-c8\">\u00bfPor qu\u00e9 las fianzas no son solo para grandes corporativos?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4, .wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4[data-kb-block=\"kb-adv-heading1_6967c5-e4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4[data-kb-block=\"kb-adv-heading1_6967c5-e4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_6967c5-e4[data-kb-block=\"kb-adv-heading1_6967c5-e4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_6967c5-e4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_6967c5-e4\">Existe la idea de que las fianzas son exclusivas de empresas muy grandes o de proyectos complejos.<br>Sin embargo, la realidad es diferente.<br>Hoy, muchas empresas medianas e incluso estructuras familiares bien organizadas que enfrentan exigencias contractuales similares a las de un corporativo:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_50858c-68:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_50858c-68 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_50858c-68 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_50858c-68 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_50858c-68 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_50858c-68 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_50858c-68 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_82352f-04 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_82352f-04\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Licitaciones p\u00fablicas o privadas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_730e74-04 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_730e74-04\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Contratos con clientes institucionales.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_00fcbc-0d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_00fcbc-0d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Proyectos de obra, suministro o servicios continuos.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_e798de-00 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_e798de-00\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Acuerdos donde el incumplimiento genera consecuencias relevantes.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p>En estos escenarios, la fianza no es un \u201cextra\u201d: es una <strong>condici\u00f3n para operar<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb, .wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb[data-kb-block=\"kb-adv-heading1_d80ebb-eb\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb[data-kb-block=\"kb-adv-heading1_d80ebb-eb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_d80ebb-eb[data-kb-block=\"kb-adv-heading1_d80ebb-eb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_d80ebb-eb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_d80ebb-eb\">\u00bfEn qu\u00e9 momento una empresa necesita una fianza?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15, .wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15[data-kb-block=\"kb-adv-heading1_a8c0c8-15\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15[data-kb-block=\"kb-adv-heading1_a8c0c8-15\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_a8c0c8-15[data-kb-block=\"kb-adv-heading1_a8c0c8-15\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_a8c0c8-15 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_a8c0c8-15\">No se necesita una fianza \u201cpor tama\u00f1o\u201d, sino por <strong>tipo de compromiso<\/strong>.<br>Tu empresa probablemente la necesita cuando:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_a4d96b-b9:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_a4d96b-b9 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_a4d96b-b9 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_a4d96b-b9 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_a4d96b-b9 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_a4d96b-b9 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_a4d96b-b9 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_af82a6-a5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_af82a6-a5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Firma contratos donde debe garantizar cumplimiento, calidad o entrega.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_c334b7-35 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_c334b7-35\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Participa en procesos donde una garant\u00eda es requisito para avanzar.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_24db3c-ca .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_24db3c-ca\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Asume obligaciones que, de incumplirse, generan penalizaciones formales.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_3cc54e-ad .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_3cc54e-ad\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Busca crecer sin asumir riesgos contractuales desordenados.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p>En muchos casos, la pregunta correcta no es <em>si<\/em> se necesita una fianza, sino <strong>si ya se est\u00e1 operando como si no fuera necesaria<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4, .wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4[data-kb-block=\"kb-adv-heading1_2cfa95-c4\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4[data-kb-block=\"kb-adv-heading1_2cfa95-c4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_2cfa95-c4[data-kb-block=\"kb-adv-heading1_2cfa95-c4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_2cfa95-c4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_2cfa95-c4\">El error m\u00e1s com\u00fan: ver la fianza como un tr\u00e1mite<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e, .wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e[data-kb-block=\"kb-adv-heading1_27571a-9e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e[data-kb-block=\"kb-adv-heading1_27571a-9e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_27571a-9e[data-kb-block=\"kb-adv-heading1_27571a-9e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_27571a-9e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_27571a-9e\">Uno de los errores m\u00e1s frecuentes es tratar la fianza como un requisito de \u00faltima hora.<br>Eso suele derivar en:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_37203a-5f:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_37203a-5f ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_37203a-5f ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_37203a-5f .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_37203a-5f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_37203a-5f ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_37203a-5f kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_e604dc-92 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_e604dc-92\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Falta de preparaci\u00f3n financiera o documental.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_ebb92f-55 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_ebb92f-55\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Tiempos ajustados que presionan decisiones.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_b785bb-52 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_b785bb-52\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Estructuras mal alineadas al contrato real.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e, .wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e[data-kb-block=\"kb-adv-heading1_3ca87d-8e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e[data-kb-block=\"kb-adv-heading1_3ca87d-8e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_3ca87d-8e[data-kb-block=\"kb-adv-heading1_3ca87d-8e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_3ca87d-8e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_3ca87d-8e\">Cuando la fianza se integra desde el inicio en la l\u00f3gica del negocio, deja de ser un obst\u00e1culo y se convierte en una <strong>herramienta de orden operativo<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22, .wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22[data-kb-block=\"kb-adv-heading1_2564c8-22\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22[data-kb-block=\"kb-adv-heading1_2564c8-22\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_2564c8-22[data-kb-block=\"kb-adv-heading1_2564c8-22\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_2564c8-22 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_2564c8-22\">La fianza como parte de una estructura empresarial m\u00e1s s\u00f3lida<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17, .wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17[data-kb-block=\"kb-adv-heading1_f5ab8c-17\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17[data-kb-block=\"kb-adv-heading1_f5ab8c-17\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_f5ab8c-17[data-kb-block=\"kb-adv-heading1_f5ab8c-17\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_f5ab8c-17 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_f5ab8c-17\">Las empresas que utilizan fianzas de forma estrat\u00e9gica suelen tener algo en com\u00fan:<br>no reaccionan al contrato, <strong>lo anticipan<\/strong>.<br>Integrar correctamente una fianza permite:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c35856-47:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c35856-47 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c35856-47 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c35856-47 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_c35856-47 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_c35856-47 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_c35856-47 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_0778f9-99 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_0778f9-99\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Operar con claridad frente a clientes y contrapartes.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_3013b2-ae .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_3013b2-ae\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Evitar improvisaciones ante exigencias contractuales.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_30aa20-5e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_30aa20-5e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Mantener continuidad operativa sin tensiones innecesarias.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66, .wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66[data-kb-block=\"kb-adv-heading1_c12ff8-66\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66[data-kb-block=\"kb-adv-heading1_c12ff8-66\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_c12ff8-66[data-kb-block=\"kb-adv-heading1_c12ff8-66\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_c12ff8-66 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_c12ff8-66\">No se trata de \u201ccubrirse\u201d, sino de <strong>estructurar compromisos con criterio<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33, .wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33[data-kb-block=\"kb-adv-heading1_9b701a-33\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33[data-kb-block=\"kb-adv-heading1_9b701a-33\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_9b701a-33[data-kb-block=\"kb-adv-heading1_9b701a-33\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1_9b701a-33 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_9b701a-33\">\u00bfQu\u00e9 sigue despu\u00e9s de entender qu\u00e9 es una fianza?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81, .wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81[data-kb-block=\"kb-adv-heading1_49f57d-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81[data-kb-block=\"kb-adv-heading1_49f57d-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_49f57d-81[data-kb-block=\"kb-adv-heading1_49f57d-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1_49f57d-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_49f57d-81\">Comprender qu\u00e9 es una fianza es solo el primer paso.<br>El siguiente es entender <strong>qu\u00e9 tipo de fianza aplica<\/strong>, <strong>c\u00f3mo se estructura<\/strong> y <strong>qu\u00e9 impacto tiene en la operaci\u00f3n real del negocio<\/strong>.<br>Ese an\u00e1lisis depende del contrato, del sector y del momento de la empresa.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-1_f98a6a-5a .kt-block-spacer{height:35px;}.wp-block-kadence-spacer.kt-block-spacer-1_f98a6a-5a .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-1_f98a6a-5a\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd, .wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd[data-kb-block=\"kb-adv-heading1_5b8789-cd\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd[data-kb-block=\"kb-adv-heading1_5b8789-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1_5b8789-cd[data-kb-block=\"kb-adv-heading1_5b8789-cd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading1_5b8789-cd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1_5b8789-cd\">Lecturas recomendadas para profundizar<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1_ce1967-29:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_ce1967-29 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_ce1967-29 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_ce1967-29 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1_ce1967-29 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items1_ce1967-29 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1_ce1967-29 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1_b274af-eb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_b274af-eb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Tipos de fianzas empresariales y cu\u00e1ndo aplicar cada una<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_d46936-e6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_d46936-e6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Errores comunes al estructurar garant\u00edas en contratos comerciales<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1_8659ce-ca .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1_8659ce-ca\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">C\u00f3mo preparar a tu empresa antes de firmar un contrato con obligaciones garantizadas<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En el entorno empresarial, no todas las decisiones relevantes pasan por el \u00e1rea financiera. Muchas se toman en operaciones, en contratos o en procesos comerciales&#8230;<\/p>","protected":false},"author":1,"featured_media":2514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[12],"tags":[15],"class_list":["post-1","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fundamentos-riesgo-empresarial","tag-awareness"],"_links":{"self":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/1","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/comments?post=1"}],"version-history":[{"count":15,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/1\/revisions"}],"predecessor-version":[{"id":2534,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/1\/revisions\/2534"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media\/2514"}],"wp:attachment":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media?parent=1"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/categories?post=1"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/tags?post=1"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}