{"id":2540,"date":"2026-01-10T14:55:41","date_gmt":"2026-01-10T14:55:41","guid":{"rendered":"https:\/\/arvenbrokers.mx\/?p=2540"},"modified":"2026-01-10T22:54:00","modified_gmt":"2026-01-10T22:54:00","slug":"que-es-el-seguro-de-credito-y-cuando-tiene-sentido-contratarlo","status":"publish","type":"post","link":"https:\/\/arvenbrokers.mx\/en\/que-es-el-seguro-de-credito-y-cuando-tiene-sentido-contratarlo\/","title":{"rendered":"Qu\u00e9 es el seguro de cr\u00e9dito y cu\u00e1ndo tiene sentido contratarlo"},"content":{"rendered":"<style>.kb-row-layout-id2540_0c9314-1a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_0c9314-1a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_0c9314-1a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_0c9314-1a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_0c9314-1a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_0c9314-1a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_0c9314-1a alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_c3b532-62 > .kt-inside-inner-col,.kadence-column2540_c3b532-62 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_c3b532-62 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_c3b532-62 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_c3b532-62 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_c3b532-62 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_c3b532-62{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_c3b532-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_c3b532-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_c3b532-62\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca, .wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca[data-kb-block=\"kb-adv-heading2540_ac3359-ca\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca[data-kb-block=\"kb-adv-heading2540_ac3359-ca\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_ac3359-ca[data-kb-block=\"kb-adv-heading2540_ac3359-ca\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_ac3359-ca wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_ac3359-ca\">Vender a cr\u00e9dito no es una condici\u00f3n comercial neutra. Es una decisi\u00f3n que traslada parte del riesgo del negocio hacia el futuro y que, con el tiempo, empieza a reflejarse en el flujo de efectivo, la planeaci\u00f3n financiera y la estabilidad operativa.<br>El seguro de cr\u00e9dito aparece cuando ese riesgo deja de ser manejable por intuici\u00f3n y requiere una estructura m\u00e1s clara. Entender qu\u00e9 hace y qu\u00e9 no hace, permite decidir si tiene sentido incorporarlo a la operaci\u00f3n sin generar expectativas equivocadas.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kadence-column2540_806ea2-53 > .kt-inside-inner-col,.kadence-column2540_806ea2-53 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_806ea2-53 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_806ea2-53 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_806ea2-53 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_806ea2-53 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_806ea2-53{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_806ea2-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_806ea2-53 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_806ea2-53\"><div class=\"kt-inside-inner-col\"><style>.kb-image2540_aeac05-59 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image2540_aeac05-59\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial.webp\" alt=\"ejecutivos-revision-documentacion-seguro-credito-empresarial\" class=\"kb-img wp-image-2542\" srcset=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial.webp 1920w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial-300x169.webp 300w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial-1024x576.webp 1024w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial-768x432.webp 768w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/01\/ejecutivos-revision-documentacion-seguro-credito-empresarial-1536x864.webp 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kb-row-layout-id2540_b9f60b-32 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_b9f60b-32 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_b9f60b-32 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_b9f60b-32 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_b9f60b-32 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_b9f60b-32 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_b9f60b-32 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_4bd780-fb > .kt-inside-inner-col,.kadence-column2540_4bd780-fb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_4bd780-fb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_4bd780-fb > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_4bd780-fb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_4bd780-fb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_4bd780-fb{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_4bd780-fb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_4bd780-fb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_4bd780-fb\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5, .wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5[data-kb-block=\"kb-adv-heading2540_e197dd-e5\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5[data-kb-block=\"kb-adv-heading2540_e197dd-e5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_e197dd-e5[data-kb-block=\"kb-adv-heading2540_e197dd-e5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_e197dd-e5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_e197dd-e5\">\u00bfQu\u00e9 es el seguro de cr\u00e9dito, en t\u00e9rminos empresariales?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67, .wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67[data-kb-block=\"kb-adv-heading2540_c76480-67\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67[data-kb-block=\"kb-adv-heading2540_c76480-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_c76480-67[data-kb-block=\"kb-adv-heading2540_c76480-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_c76480-67 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_c76480-67\">El seguro de cr\u00e9dito es un instrumento dise\u00f1ado para <strong>respaldar el cobro de las ventas realizadas a cr\u00e9dito<\/strong> frente al incumplimiento de pago de los clientes.<br>No interviene en la operaci\u00f3n comercial ni sustituye la gesti\u00f3n interna de cobranza.<br>Act\u00faa \u00fanicamente cuando una cuenta no cumple con los t\u00e9rminos de pago establecidos y se cumplen las condiciones definidas en la p\u00f3liza.<br>Su funci\u00f3n es proteger la <strong>capacidad de cobro<\/strong>, no garantizar ventas ni asegurar contratos.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_8d1533-03 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_8d1533-03 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_8d1533-03 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_8d1533-03 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_8d1533-03 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_8d1533-03 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_8d1533-03 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_9f35d3-62 > .kt-inside-inner-col,.kadence-column2540_9f35d3-62 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_9f35d3-62 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_9f35d3-62 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_9f35d3-62 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_9f35d3-62 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_9f35d3-62{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_9f35d3-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_9f35d3-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_9f35d3-62\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d, .wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d[data-kb-block=\"kb-adv-heading2540_832405-0d\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d[data-kb-block=\"kb-adv-heading2540_832405-0d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_832405-0d[data-kb-block=\"kb-adv-heading2540_832405-0d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_832405-0d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_832405-0d\">\u00bfQu\u00e9 problemas busca resolver el seguro de cr\u00e9dito?<\/h2>\n\n\n\n<p>En empresas que venden a cr\u00e9dito de forma recurrente, el riesgo principal no est\u00e1 en cerrar ventas, sino en convertir esas ventas en ingresos efectivos. A medida que la cartera crece, ese riesgo tambien crece, se vuelve estructural.<\/p>\n\n\n\n<p>En ese contexto, el seguro de cr\u00e9dito suele utilizarse para ordenar situaciones como:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_9a905b-bd:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_9a905b-bd ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_9a905b-bd ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_9a905b-bd .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_9a905b-bd ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2540_9a905b-bd ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2540_9a905b-bd kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2540_0d32e1-ff .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_0d32e1-ff\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Reducir la exposici\u00f3n financiera ante impagos relevantes.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_43a92d-f2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_43a92d-f2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Dar mayor estabilidad al flujo de caja.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_4232aa-75 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_4232aa-75\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Crecimiento de la cartera sin informaci\u00f3n suficiente de riesgo.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_74bdb4-9e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_74bdb4-9e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Apoyar decisiones de crecimiento con informaci\u00f3n m\u00e1s estructurada.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02, .wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02[data-kb-block=\"kb-adv-heading2540_409ca9-02\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02[data-kb-block=\"kb-adv-heading2540_409ca9-02\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_409ca9-02[data-kb-block=\"kb-adv-heading2540_409ca9-02\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_409ca9-02 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_409ca9-02\">El riesgo no desaparece. Se mantiene dentro de m\u00e1rgenes m\u00e1s controlables.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_003a3c-e8 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_003a3c-e8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_003a3c-e8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_003a3c-e8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_003a3c-e8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_003a3c-e8 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_003a3c-e8 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_49c36f-08 > .kt-inside-inner-col,.kadence-column2540_49c36f-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_49c36f-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_49c36f-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_49c36f-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_49c36f-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_49c36f-08{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_49c36f-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_49c36f-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_49c36f-08\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82, .wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82[data-kb-block=\"kb-adv-heading2540_5ae2c6-82\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82[data-kb-block=\"kb-adv-heading2540_5ae2c6-82\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_5ae2c6-82[data-kb-block=\"kb-adv-heading2540_5ae2c6-82\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_5ae2c6-82 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_5ae2c6-82\">Cu\u00e1ndo tiene sentido contratar un seguro de cr\u00e9dito<\/h2>\n\n\n\n<p>El seguro de cr\u00e9dito empieza a aportar valor cuando la venta a cr\u00e9dito deja de ser una excepci\u00f3n y se convierte en parte del modelo operativo.<\/p>\n\n\n\n<p>Suele tener sentido cuando la empresa:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_19c613-b5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_19c613-b5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_19c613-b5 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_19c613-b5 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_19c613-b5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2540_19c613-b5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2540_19c613-b5 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2540_cea48e-40 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_cea48e-40\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Vende a cr\u00e9dito de manera habitual.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_e221c9-83 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_e221c9-83\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Opera con plazos de pago que presionan la liquidez.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_73c591-64 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_73c591-64\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Tiene concentraci\u00f3n relevante en ciertos clientes.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_859cc0-fc .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_859cc0-fc\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Requiere mayor control financiero para sostener su crecimiento.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1, .wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1[data-kb-block=\"kb-adv-heading2540_0a4c68-a1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1[data-kb-block=\"kb-adv-heading2540_0a4c68-a1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_0a4c68-a1[data-kb-block=\"kb-adv-heading2540_0a4c68-a1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_0a4c68-a1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_0a4c68-a1\">En estos escenarios, el seguro de cr\u00e9dito funciona como una herramienta preventiva dentro de una estructura de decisi\u00f3n m\u00e1s amplia.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_908ad3-8c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_908ad3-8c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_908ad3-8c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_908ad3-8c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_908ad3-8c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_908ad3-8c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_908ad3-8c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_563809-9a > .kt-inside-inner-col,.kadence-column2540_563809-9a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_563809-9a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_563809-9a > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_563809-9a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_563809-9a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_563809-9a{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_563809-9a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_563809-9a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_563809-9a\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50, .wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50[data-kb-block=\"kb-adv-heading2540_7c22df-50\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50[data-kb-block=\"kb-adv-heading2540_7c22df-50\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_7c22df-50[data-kb-block=\"kb-adv-heading2540_7c22df-50\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_7c22df-50 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_7c22df-50\">Cu\u00e1ndo no aporta valor<\/h2>\n\n\n\n<p>No todas las empresas necesitan un seguro de cr\u00e9dito y utilizarlo sin criterio suele generar fricci\u00f3n.<\/p>\n\n\n\n<p>Generalmente no resulta conveniente cuando:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_a5116b-d0:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_a5116b-d0 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_a5116b-d0 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_a5116b-d0 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_a5116b-d0 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2540_a5116b-d0 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2540_a5116b-d0 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2540_64703f-e2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_64703f-e2\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Las ventas son principalmente de contado.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_0a03f4-f7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_0a03f4-f7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">El volumen a cr\u00e9dito es bajo y f\u00e1cilmente absorbible.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_eaf5d6-8a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_eaf5d6-8a\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">El riesgo ya est\u00e1 cubierto por garant\u00edas contractuales espec\u00edficas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_81857b-87 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_81857b-87\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Se busca compensar una gesti\u00f3n deficiente de cobranza.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02, .wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02[data-kb-block=\"kb-adv-heading2540_d647d2-02\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02[data-kb-block=\"kb-adv-heading2540_d647d2-02\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_d647d2-02[data-kb-block=\"kb-adv-heading2540_d647d2-02\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_d647d2-02 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_d647d2-02\">El seguro de cr\u00e9dito no sustituye procesos internos ni corrige decisiones comerciales mal estructuradas.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_c93db1-e5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_c93db1-e5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_c93db1-e5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_c93db1-e5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_c93db1-e5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_c93db1-e5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_c93db1-e5 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_c28bec-cd > .kt-inside-inner-col,.kadence-column2540_c28bec-cd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_c28bec-cd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_c28bec-cd > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_c28bec-cd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_c28bec-cd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_c28bec-cd{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_c28bec-cd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_c28bec-cd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_c28bec-cd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45, .wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45[data-kb-block=\"kb-adv-heading2540_b01722-45\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45[data-kb-block=\"kb-adv-heading2540_b01722-45\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_b01722-45[data-kb-block=\"kb-adv-heading2540_b01722-45\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_b01722-45 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_b01722-45\">Qu\u00e9 suele confundirse sobre el seguro de cr\u00e9dito<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e, .wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e[data-kb-block=\"kb-adv-heading2540_5376c7-5e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e[data-kb-block=\"kb-adv-heading2540_5376c7-5e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_5376c7-5e[data-kb-block=\"kb-adv-heading2540_5376c7-5e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_5376c7-5e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_5376c7-5e\">Una confusi\u00f3n frecuente en el mercado mexicano es asumir que el seguro de cr\u00e9dito funciona como una garant\u00eda contractual o como una fianza.<br>Sin embargo no cumplen el mismo rol.<br>El alcance del seguro de cr\u00e9dito es espec\u00edfico: respalda el cobro de una venta a cr\u00e9dito. No garantiza el cumplimiento de obligaciones contractuales ni interviene en la ejecuci\u00f3n de contratos. Cuando esta diferencia no se entiende, las decisiones suelen basarse en expectativas incorrectas.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_72d4a7-ad > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_72d4a7-ad > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_72d4a7-ad > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_72d4a7-ad > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_72d4a7-ad > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_72d4a7-ad > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_72d4a7-ad alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_24c920-a3 > .kt-inside-inner-col,.kadence-column2540_24c920-a3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_24c920-a3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_24c920-a3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_24c920-a3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_24c920-a3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_24c920-a3{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_24c920-a3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_24c920-a3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_24c920-a3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a, .wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a[data-kb-block=\"kb-adv-heading2540_991295-3a\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a[data-kb-block=\"kb-adv-heading2540_991295-3a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_991295-3a[data-kb-block=\"kb-adv-heading2540_991295-3a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2540_991295-3a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_991295-3a\">El seguro de cr\u00e9dito dentro de una estructura de riesgo empresarial<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95, .wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95[data-kb-block=\"kb-adv-heading2540_fe7626-95\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95[data-kb-block=\"kb-adv-heading2540_fe7626-95\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_fe7626-95[data-kb-block=\"kb-adv-heading2540_fe7626-95\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_fe7626-95 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_fe7626-95\">En empresas con cierto nivel de madurez, el seguro de cr\u00e9dito no opera de forma aislada. Forma parte de una estructura que combina pol\u00edticas de cr\u00e9dito, l\u00edmites de exposici\u00f3n, an\u00e1lisis de clientes y, cuando corresponde, garant\u00edas contractuales.<br>Integrado correctamente, permite sostener el crecimiento sin comprometer la estabilidad financiera.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_cc824e-16 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_cc824e-16 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_cc824e-16 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_cc824e-16 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_cc824e-16 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_cc824e-16 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_cc824e-16 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_e6beb3-fe > .kt-inside-inner-col,.kadence-column2540_e6beb3-fe > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_e6beb3-fe > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_e6beb3-fe > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_e6beb3-fe > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_e6beb3-fe > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_e6beb3-fe{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_e6beb3-fe > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_e6beb3-fe > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_e6beb3-fe\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0, .wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0[data-kb-block=\"kb-adv-heading2540_afbc03-b0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0[data-kb-block=\"kb-adv-heading2540_afbc03-b0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_afbc03-b0[data-kb-block=\"kb-adv-heading2540_afbc03-b0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_afbc03-b0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_afbc03-b0\">El seguro de cr\u00e9dito no es una soluci\u00f3n universal ni una decisi\u00f3n autom\u00e1tica. Su utilidad depende del contexto de la empresa, del tipo de exposici\u00f3n que asume y de su capacidad real para absorber ese riesgo.<br>Incorporarlo con criterio es una decisi\u00f3n empresarial informada, no un reflejo defensivo.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_61f007-7c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2540_61f007-7c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2540_61f007-7c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2540_61f007-7c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_61f007-7c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_61f007-7c > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_61f007-7c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2540_a515fd-06 > .kt-inside-inner-col,.kadence-column2540_a515fd-06 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_a515fd-06 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_a515fd-06 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_a515fd-06 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_a515fd-06 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_a515fd-06{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_a515fd-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_a515fd-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_a515fd-06\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79, .wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79[data-kb-block=\"kb-adv-heading2540_389287-79\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79[data-kb-block=\"kb-adv-heading2540_389287-79\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_389287-79[data-kb-block=\"kb-adv-heading2540_389287-79\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2540_389287-79 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2540_389287-79\">Lecturas recomendadas para profundizar<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_dace4b-52:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_dace4b-52 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_dace4b-52 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_dace4b-52 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2540_dace4b-52 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2540_dace4b-52 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2540_dace4b-52 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2540_ebf5dc-d7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_ebf5dc-d7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Diferencias entre vender a cr\u00e9dito con y sin respaldo<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_fd45de-85 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_fd45de-85\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">C\u00f3mo identificar clientes de alto riesgo antes de venderles<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2540_1c35d7-d5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2540_1c35d7-d5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">El impacto financiero de una mala estructura de garant\u00edas<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2540_674230-7f > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id2540_674230-7f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id2540_674230-7f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}.kb-row-layout-id2540_674230-7f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2540_674230-7f > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2540_674230-7f > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2540_674230-7f alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n<style>.kadence-column2540_d9d847-43 > .kt-inside-inner-col,.kadence-column2540_d9d847-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_d9d847-43 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_d9d847-43 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2540_d9d847-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_d9d847-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_d9d847-43{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_d9d847-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2540_d9d847-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_d9d847-43\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01, .wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01[data-kb-block=\"kb-adv-heading2540_66c093-01\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01[data-kb-block=\"kb-adv-heading2540_66c093-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2540_66c093-01[data-kb-block=\"kb-adv-heading2540_66c093-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2540_66c093-01 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading2540_66c093-01\">Cuando la <strong>venta a cr\u00e9dito empieza a impactar la liquidez<\/strong> y la exposici\u00f3n financiera, el <strong>seguro de cr\u00e9dito puede integrarse<\/strong> como parte de una estructura empresarial bien definida.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2540_e573f9-da > .kt-inside-inner-col{display:flex;}.kadence-column2540_e573f9-da > .kt-inside-inner-col,.kadence-column2540_e573f9-da > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2540_e573f9-da > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2540_e573f9-da > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column2540_e573f9-da > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2540_e573f9-da > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2540_e573f9-da > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2540_e573f9-da > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2540_e573f9-da{position:relative;}@media all and (max-width: 1024px){.kadence-column2540_e573f9-da > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column2540_e573f9-da > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2540_e573f9-da\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\" data-trigger-modal=\"gT62fSW2nng\"><button class=\"wp-block-button__link wp-element-button\">Cont\u00e1ctanos<\/button><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Vender a cr\u00e9dito no es una condici\u00f3n comercial neutra. Es una decisi\u00f3n que traslada parte del riesgo del negocio hacia el futuro y que, con&#8230;<\/p>","protected":false},"author":1,"featured_media":2542,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[12],"tags":[15],"class_list":["post-2540","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fundamentos-riesgo-empresarial","tag-awareness"],"_links":{"self":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2540","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/comments?post=2540"}],"version-history":[{"count":2,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2540\/revisions"}],"predecessor-version":[{"id":2543,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2540\/revisions\/2543"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media\/2542"}],"wp:attachment":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media?parent=2540"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/categories?post=2540"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/tags?post=2540"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}