{"id":2698,"date":"2026-05-12T19:28:19","date_gmt":"2026-05-12T19:28:19","guid":{"rendered":"https:\/\/arvenbrokers.mx\/?p=2698"},"modified":"2026-05-23T02:10:15","modified_gmt":"2026-05-23T02:10:15","slug":"el-impacto-financiero-de-una-mala-estructura-de-garantias","status":"publish","type":"post","link":"https:\/\/arvenbrokers.mx\/en\/el-impacto-financiero-de-una-mala-estructura-de-garantias\/","title":{"rendered":"El impacto financiero de una mala estructura de garant\u00edas"},"content":{"rendered":"<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc, .wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc[data-kb-block=\"kb-adv-heading2698_7c081b-fc\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc[data-kb-block=\"kb-adv-heading2698_7c081b-fc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_7c081b-fc[data-kb-block=\"kb-adv-heading2698_7c081b-fc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2698_7c081b-fc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_7c081b-fc\">Una garant\u00eda mal estructurada puede costar m\u00e1s de lo que parece<\/h2>\n\n\n<style>.kb-row-layout-id2698_adba2c-fd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_adba2c-fd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_adba2c-fd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_adba2c-fd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_adba2c-fd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_adba2c-fd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_adba2c-fd alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_63f85b-84 > .kt-inside-inner-col,.kadence-column2698_63f85b-84 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_63f85b-84 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_63f85b-84 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_63f85b-84 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_63f85b-84 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_63f85b-84{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_63f85b-84 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_63f85b-84 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_63f85b-84\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3, .wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3[data-kb-block=\"kb-adv-heading2698_b26ac4-b3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3[data-kb-block=\"kb-adv-heading2698_b26ac4-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_b26ac4-b3[data-kb-block=\"kb-adv-heading2698_b26ac4-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_b26ac4-b3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_b26ac4-b3\">En muchas empresas, las garant\u00edas se perciben como un requisito administrativo necesario para firmar contratos o acceder a nuevas oportunidades de negocio. Sin embargo, cuando se estructuran sin suficiente an\u00e1lisis, pueden generar efectos financieros que no siempre son evidentes al inicio.<br>El problema no suele estar en la garant\u00eda en s\u00ed, sino en la forma en que se define su alcance, su monto, sus condiciones y su relaci\u00f3n con la operaci\u00f3n real del negocio.<br>Lo que parece un tr\u00e1mite puede terminar afectando directamente la liquidez y la flexibilidad financiera de la empresa.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kadence-column2698_0191bf-dd > .kt-inside-inner-col,.kadence-column2698_0191bf-dd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_0191bf-dd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_0191bf-dd > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_0191bf-dd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_0191bf-dd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_0191bf-dd{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_0191bf-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_0191bf-dd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_0191bf-dd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image2698_3fa944-e5:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:0px;}.kb-image2698_3fa944-e5 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image2698_3fa944-e5\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-1024x576.webp\" alt=\"An\u00e1lisis financiero de una estructura de garant\u00edas empresariales.\" class=\"kb-img wp-image-2699\" srcset=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-1024x576.webp 1024w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-300x169.webp 300w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-768x432.webp 768w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-1536x864.webp 1536w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven-18x10.webp 18w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/impacto-financiero-estructura-garantias-arven.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kb-row-layout-id2698_525f1b-0e > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_525f1b-0e > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_525f1b-0e > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_525f1b-0e > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_525f1b-0e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_525f1b-0e > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_525f1b-0e alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_79e658-62 > .kt-inside-inner-col,.kadence-column2698_79e658-62 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_79e658-62 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_79e658-62 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_79e658-62 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_79e658-62 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_79e658-62{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_79e658-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_79e658-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_79e658-62\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7, .wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7[data-kb-block=\"kb-adv-heading2698_38b997-c7\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7[data-kb-block=\"kb-adv-heading2698_38b997-c7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_38b997-c7[data-kb-block=\"kb-adv-heading2698_38b997-c7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2698_38b997-c7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_38b997-c7\">Qu\u00e9 significa tener una mala estructura de garant\u00edas<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b, .wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b[data-kb-block=\"kb-adv-heading2698_7b455d-1b\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b[data-kb-block=\"kb-adv-heading2698_7b455d-1b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_7b455d-1b[data-kb-block=\"kb-adv-heading2698_7b455d-1b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_7b455d-1b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_7b455d-1b\">Una estructura de garant\u00edas es deficiente cuando las obligaciones respaldadas no guardan proporci\u00f3n con la realidad del contrato o con la capacidad financiera de la empresa.<br>Esto puede traducirse en:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_dff450-93:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_dff450-93 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_dff450-93 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_dff450-93 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_dff450-93 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2698_dff450-93 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2698_dff450-93 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2698_6f9e69-55 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_6f9e69-55\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Montos garantizados mayores a los necesarios.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_c15de4-e6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_c15de4-e6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Vigencias m\u00e1s largas de lo razonable.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_7581e1-75 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_7581e1-75\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Acumulaci\u00f3n de obligaciones simult\u00e1neas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_52f7fb-53 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_52f7fb-53\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Uso inadecuado del respaldo disponible.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55, .wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55[data-kb-block=\"kb-adv-heading2698_cc4db7-55\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55[data-kb-block=\"kb-adv-heading2698_cc4db7-55\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_cc4db7-55[data-kb-block=\"kb-adv-heading2698_cc4db7-55\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_cc4db7-55 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_cc4db7-55\">El resultado es una mayor presi\u00f3n sobre l\u00edneas de afianzamiento, capacidad financiera y recursos internos.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_689183-ac > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_689183-ac > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_689183-ac > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_689183-ac > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_689183-ac > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_689183-ac > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_689183-ac alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_13b29b-18 > .kt-inside-inner-col,.kadence-column2698_13b29b-18 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_13b29b-18 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_13b29b-18 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_13b29b-18 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_13b29b-18 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_13b29b-18{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_13b29b-18 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_13b29b-18 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_13b29b-18\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39, .wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39[data-kb-block=\"kb-adv-heading2698_0a0159-39\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39[data-kb-block=\"kb-adv-heading2698_0a0159-39\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_0a0159-39[data-kb-block=\"kb-adv-heading2698_0a0159-39\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2698_0a0159-39 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_0a0159-39\">El impacto financiero no siempre es inmediato<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d, .wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d[data-kb-block=\"kb-adv-heading2698_ebd932-4d\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d[data-kb-block=\"kb-adv-heading2698_ebd932-4d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_ebd932-4d[data-kb-block=\"kb-adv-heading2698_ebd932-4d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_ebd932-4d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_ebd932-4d\">Una garant\u00eda mal estructurada no necesariamente genera un problema visible desde el primer d\u00eda. En muchos casos, el efecto aparece gradualmente.<br>La empresa puede enfrentar restricciones para emitir nuevas garant\u00edas, mayores costos financieros o limitaciones para participar en proyectos adicionales.<br>Cuando varias obligaciones coinciden en el tiempo, la presi\u00f3n acumulada puede reducir la capacidad de crecimiento incluso si la operaci\u00f3n comercial sigue siendo rentable.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_0cdc5d-9f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_0cdc5d-9f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_0cdc5d-9f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_0cdc5d-9f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_0cdc5d-9f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_0cdc5d-9f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_0cdc5d-9f alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_c146fd-2c > .kt-inside-inner-col,.kadence-column2698_c146fd-2c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_c146fd-2c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_c146fd-2c > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_c146fd-2c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_c146fd-2c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_c146fd-2c{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_c146fd-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_c146fd-2c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_c146fd-2c\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06, .wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06[data-kb-block=\"kb-adv-heading2698_168f78-06\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06[data-kb-block=\"kb-adv-heading2698_168f78-06\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_168f78-06[data-kb-block=\"kb-adv-heading2698_168f78-06\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2698_168f78-06 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_168f78-06\">C\u00f3mo afecta la liquidez y la capacidad de expansi\u00f3n<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e, .wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e[data-kb-block=\"kb-adv-heading2698_f7013c-9e\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e[data-kb-block=\"kb-adv-heading2698_f7013c-9e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_f7013c-9e[data-kb-block=\"kb-adv-heading2698_f7013c-9e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_f7013c-9e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_f7013c-9e\">La estructura de garant\u00edas influye directamente en la forma en que la empresa administra su capital y su capacidad de asumir nuevos compromisos.<br>Una estructura deficiente puede:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_686283-97:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_686283-97 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_686283-97 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_686283-97 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_686283-97 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2698_686283-97 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2698_686283-97 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2698_a80ae5-92 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_a80ae5-92\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Consumir capacidad de afianzamiento.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_1b4aeb-f5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_1b4aeb-f5\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Incrementar costos y requerimientos de respaldo.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_27af1a-9f .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_27af1a-9f\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Limitar la participaci\u00f3n en nuevas oportunidades.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_7b881b-ae .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_7b881b-ae\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Generar fricci\u00f3n operativa y financiera.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f, .wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f[data-kb-block=\"kb-adv-heading2698_3a06a5-0f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f[data-kb-block=\"kb-adv-heading2698_3a06a5-0f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_3a06a5-0f[data-kb-block=\"kb-adv-heading2698_3a06a5-0f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_3a06a5-0f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_3a06a5-0f\">En t\u00e9rminos pr\u00e1cticos, la empresa puede tener demanda y contratos disponibles, pero no contar con suficiente capacidad para respaldarlos.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_7ec3ed-f5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_7ec3ed-f5 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_cdd334-b5 > .kt-inside-inner-col,.kadence-column2698_cdd334-b5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_cdd334-b5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_cdd334-b5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_cdd334-b5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_cdd334-b5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_cdd334-b5{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_cdd334-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_cdd334-b5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_cdd334-b5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20, .wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20[data-kb-block=\"kb-adv-heading2698_741d0f-20\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20[data-kb-block=\"kb-adv-heading2698_741d0f-20\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_741d0f-20[data-kb-block=\"kb-adv-heading2698_741d0f-20\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2698_741d0f-20 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_741d0f-20\">El problema no es la garant\u00eda, sino su dise\u00f1o<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd, .wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd[data-kb-block=\"kb-adv-heading2698_a7d208-bd\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd[data-kb-block=\"kb-adv-heading2698_a7d208-bd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_a7d208-bd[data-kb-block=\"kb-adv-heading2698_a7d208-bd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_a7d208-bd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_a7d208-bd\">Las garant\u00edas son una herramienta normal de operaci\u00f3n. El riesgo aparece cuando se aceptan condiciones sin analizar su efecto acumulado.<br>Montos, vigencias, textos y obligaciones deben revisarse en conjunto, no de forma aislada.<br>Cuando la estructura est\u00e1 bien dise\u00f1ada, la garant\u00eda acompa\u00f1a el crecimiento. Cuando no lo est\u00e1, puede convertirse en una restricci\u00f3n silenciosa.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_b902ca-85 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_b902ca-85 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_b902ca-85 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_b902ca-85 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_b902ca-85 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_b902ca-85 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_b902ca-85 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_ba4a93-60 > .kt-inside-inner-col,.kadence-column2698_ba4a93-60 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_ba4a93-60 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_ba4a93-60 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_ba4a93-60 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_ba4a93-60 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_ba4a93-60{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_ba4a93-60 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_ba4a93-60 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_ba4a93-60\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98, .wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98[data-kb-block=\"kb-adv-heading2698_29d509-98\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98[data-kb-block=\"kb-adv-heading2698_29d509-98\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_29d509-98[data-kb-block=\"kb-adv-heading2698_29d509-98\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_29d509-98 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_29d509-98\">Una mala estructura de garant\u00edas rara vez se percibe como un problema al momento de firmar. Su impacto se vuelve evidente cuando la empresa necesita liquidez, capacidad adicional o flexibilidad para crecer.<br>Entender estas implicaciones permite tomar decisiones m\u00e1s s\u00f3lidas antes de que las restricciones se materialicen.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_2e9848-07 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2698_2e9848-07 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2698_2e9848-07 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2698_2e9848-07 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_2e9848-07 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_2e9848-07 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_2e9848-07 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col,.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_5a2e3e-4f{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_5a2e3e-4f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_5a2e3e-4f\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34, .wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34[data-kb-block=\"kb-adv-heading2698_33c8b9-34\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34[data-kb-block=\"kb-adv-heading2698_33c8b9-34\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_33c8b9-34[data-kb-block=\"kb-adv-heading2698_33c8b9-34\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2698_33c8b9-34 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2698_33c8b9-34\">Lecturas recomendadas para profundizar<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2698_7a4259-e6 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2698_7a4259-e6 .wp-block-kadence-listitem a{text-decoration:underline;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2698_7a4259-e6 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2698_0f58fd-a7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_0f58fd-a7\"><a href=\"https:\/\/arvenbrokers.mx\/no-todas-las-fianzas-cumplen-la-misma-funcion\/\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Tipos de fianzas y cu\u00e1ndo se utiliza cada una<\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_a2071d-06 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_a2071d-06\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">C\u00f3mo afectan las fianzas a la liquidez de una empresa<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2698_dff04d-c0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2698_dff04d-c0\"><a href=\"https:\/\/arvenbrokers.mx\/que-pasa-cuando-una-fianza-se-ejecuta\/\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Qu\u00e9 pasa cuando una fianza se ejecuta<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2698_74b36f-ba > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id2698_74b36f-ba > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id2698_74b36f-ba > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}.kb-row-layout-id2698_74b36f-ba > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2698_74b36f-ba > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2698_74b36f-ba > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2698_74b36f-ba alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n<style>.kadence-column2698_701d74-eb > .kt-inside-inner-col,.kadence-column2698_701d74-eb > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_701d74-eb > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_701d74-eb > .kt-inside-inner-col{flex-direction:column;}.kadence-column2698_701d74-eb > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_701d74-eb > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_701d74-eb{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_701d74-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2698_701d74-eb > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_701d74-eb\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70, .wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70[data-kb-block=\"kb-adv-heading2698_bdc5bf-70\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70[data-kb-block=\"kb-adv-heading2698_bdc5bf-70\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2698_bdc5bf-70[data-kb-block=\"kb-adv-heading2698_bdc5bf-70\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2698_bdc5bf-70 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading2698_bdc5bf-70\"><strong>La forma en que se estructuran las garant\u00edas<\/strong> influye directamente en la liquidez y en la capacidad de crecimiento del negocio.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2698_e79637-24 > .kt-inside-inner-col{display:flex;}.kadence-column2698_e79637-24 > .kt-inside-inner-col,.kadence-column2698_e79637-24 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2698_e79637-24 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2698_e79637-24 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column2698_e79637-24 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2698_e79637-24 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2698_e79637-24 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2698_e79637-24 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2698_e79637-24{position:relative;}@media all and (max-width: 1024px){.kadence-column2698_e79637-24 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column2698_e79637-24 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2698_e79637-24\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\" data-trigger-modal=\"gT62fSW2nng\"><button class=\"wp-block-button__link wp-element-button\">Cont\u00e1ctanos<\/button><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Una garant\u00eda mal estructurada puede costar m\u00e1s de lo que parece En muchas empresas, las garant\u00edas se perciben como un requisito administrativo necesario para firmar&#8230;<\/p>","protected":false},"author":1,"featured_media":2699,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[13],"tags":[16],"class_list":["post-2698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-decisiones-impactan-negocio","tag-consideration"],"_links":{"self":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/comments?post=2698"}],"version-history":[{"count":3,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2698\/revisions"}],"predecessor-version":[{"id":2714,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2698\/revisions\/2714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media\/2699"}],"wp:attachment":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media?parent=2698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/categories?post=2698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/tags?post=2698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}