{"id":2704,"date":"2026-05-13T04:45:57","date_gmt":"2026-05-13T04:45:57","guid":{"rendered":"https:\/\/arvenbrokers.mx\/?p=2704"},"modified":"2026-05-23T02:00:28","modified_gmt":"2026-05-23T02:00:28","slug":"como-afectan-las-fianzas-a-la-liquidez-de-una-empresa","status":"publish","type":"post","link":"https:\/\/arvenbrokers.mx\/en\/como-afectan-las-fianzas-a-la-liquidez-de-una-empresa\/","title":{"rendered":"C\u00f3mo afectan las fianzas a la liquidez de una empresa"},"content":{"rendered":"<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8, .wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8[data-kb-block=\"kb-adv-heading2704_d647fa-f8\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8[data-kb-block=\"kb-adv-heading2704_d647fa-f8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_d647fa-f8[data-kb-block=\"kb-adv-heading2704_d647fa-f8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2704_d647fa-f8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_d647fa-f8\">No siempre se percibe en el flujo de efectivo<\/h2>\n\n\n<style>.kb-row-layout-id2704_a80c5f-d2 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_a80c5f-d2 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_a80c5f-d2 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_a80c5f-d2 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_a80c5f-d2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_a80c5f-d2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_a80c5f-d2 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_f5a702-00 > .kt-inside-inner-col,.kadence-column2704_f5a702-00 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_f5a702-00 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_f5a702-00 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_f5a702-00 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_f5a702-00 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_f5a702-00{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_f5a702-00 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_f5a702-00 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_f5a702-00\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63, .wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63[data-kb-block=\"kb-adv-heading2704_0bd7ae-63\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63[data-kb-block=\"kb-adv-heading2704_0bd7ae-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_0bd7ae-63[data-kb-block=\"kb-adv-heading2704_0bd7ae-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_0bd7ae-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_0bd7ae-63\">A primera vista, una fianza no parece tener relaci\u00f3n directa con la liquidez. No implica un pago al beneficiario ni representa una salida inmediata de efectivo como ocurre con otros compromisos financieros.<br>Sin embargo, su impacto suele manifestarse de forma menos evidente. La capacidad de emitir fianzas depende de la fortaleza financiera de la empresa, de sus l\u00edneas disponibles y de la acumulaci\u00f3n de obligaciones vigentes.<br>Por eso, aunque la fianza no inmoviliza efectivo de manera autom\u00e1tica, s\u00ed puede influir en la forma en que la empresa administra sus recursos y su capacidad para asumir nuevos proyectos.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kadence-column2704_237545-fd > .kt-inside-inner-col,.kadence-column2704_237545-fd > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_237545-fd > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_237545-fd > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_237545-fd > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_237545-fd > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_237545-fd{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_237545-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_237545-fd > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_237545-fd\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image2704_6184fd-bb:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-bottom:0px;}.kb-image2704_6184fd-bb .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<div class=\"wp-block-kadence-image kb-image2704_6184fd-bb\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-1024x576.webp\" alt=\"An\u00e1lisis del impacto de las fianzas en la liquidez de una empresa.\" class=\"kb-img wp-image-2705\" srcset=\"https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-1024x576.webp 1024w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-300x169.webp 300w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-768x432.webp 768w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-1536x864.webp 1536w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven-18x10.webp 18w, https:\/\/arvenbrokers.mx\/wp-content\/uploads\/2026\/05\/fianzas-y-liquidez-empresarial-arven.webp 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<style>.kb-row-layout-id2704_f85eed-62 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_f85eed-62 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_f85eed-62 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_f85eed-62 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_f85eed-62 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_f85eed-62 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_f85eed-62 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_3b2311-e8 > .kt-inside-inner-col,.kadence-column2704_3b2311-e8 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_3b2311-e8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_3b2311-e8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_3b2311-e8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_3b2311-e8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_3b2311-e8{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_3b2311-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_3b2311-e8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_3b2311-e8\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29, .wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29[data-kb-block=\"kb-adv-heading2704_1e704c-29\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29[data-kb-block=\"kb-adv-heading2704_1e704c-29\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_1e704c-29[data-kb-block=\"kb-adv-heading2704_1e704c-29\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2704_1e704c-29 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_1e704c-29\">La liquidez tambi\u00e9n depende de la capacidad de respaldo<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2, .wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2[data-kb-block=\"kb-adv-heading2704_f34c4a-d2\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2[data-kb-block=\"kb-adv-heading2704_f34c4a-d2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_f34c4a-d2[data-kb-block=\"kb-adv-heading2704_f34c4a-d2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_f34c4a-d2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_f34c4a-d2\">Cuando una empresa participa en contratos que exigen garant\u00edas, parte de su flexibilidad financiera queda vinculada a la capacidad de obtener y mantener fianzas en condiciones razonables.<br>Si esa capacidad se reduce, el efecto puede sentirse r\u00e1pidamente:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_64a8c4-a3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_64a8c4-a3 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_64a8c4-a3 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_64a8c4-a3 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_64a8c4-a3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2704_64a8c4-a3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2704_64a8c4-a3 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2704_46b2c6-c1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_46b2c6-c1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Proyectos que no pueden formalizarse a tiempo.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_d33ff4-09 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_d33ff4-09\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Anticipos que no se reciben.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_413a54-9e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_413a54-9e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Oportunidades que deben posponerse.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_b9c817-25 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_b9c817-25\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Mayor presi\u00f3n sobre el capital de trabajo.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1, .wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1[data-kb-block=\"kb-adv-heading2704_830ca9-a1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1[data-kb-block=\"kb-adv-heading2704_830ca9-a1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_830ca9-a1[data-kb-block=\"kb-adv-heading2704_830ca9-a1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_830ca9-a1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_830ca9-a1\">En la pr\u00e1ctica, la liquidez no solo depende del dinero disponible, sino de la capacidad de respaldar obligaciones sin comprometer la operaci\u00f3n.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_0c97dd-ac > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_0c97dd-ac > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_0c97dd-ac > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_0c97dd-ac > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_0c97dd-ac > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_0c97dd-ac > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_0c97dd-ac alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_1118fc-a5 > .kt-inside-inner-col,.kadence-column2704_1118fc-a5 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_1118fc-a5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_1118fc-a5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_1118fc-a5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_1118fc-a5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_1118fc-a5{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_1118fc-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_1118fc-a5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_1118fc-a5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c, .wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c[data-kb-block=\"kb-adv-heading2704_21a7f4-9c\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c[data-kb-block=\"kb-adv-heading2704_21a7f4-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_21a7f4-9c[data-kb-block=\"kb-adv-heading2704_21a7f4-9c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2704_21a7f4-9c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_21a7f4-9c\">El efecto acumulado suele pasar desapercibido<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67, .wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67[data-kb-block=\"kb-adv-heading2704_cab1d9-67\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67[data-kb-block=\"kb-adv-heading2704_cab1d9-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_cab1d9-67[data-kb-block=\"kb-adv-heading2704_cab1d9-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_cab1d9-67 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_cab1d9-67\">Una sola fianza puede parecer manejable. El impacto real aparece cuando varias garant\u00edas coinciden en monto, vigencia y complejidad.<br>A medida que se acumulan obligaciones, la empresa puede enfrentar:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c2baaa-3f:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c2baaa-3f ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c2baaa-3f ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c2baaa-3f .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c2baaa-3f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2704_c2baaa-3f ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2704_c2baaa-3f kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2704_1001bb-77 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_1001bb-77\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Menor capacidad para emitir nuevas fianzas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_08dc27-0d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_08dc27-0d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Requerimientos adicionales de contragarant\u00edas.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_a54475-fc .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_a54475-fc\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Costos financieros m\u00e1s elevados.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_8fcf43-c7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_8fcf43-c7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronRight kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"9 18 15 12 9 6\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Restricciones para crecer al ritmo del negocio.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc, .wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc[data-kb-block=\"kb-adv-heading2704_a7eb71-dc\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc[data-kb-block=\"kb-adv-heading2704_a7eb71-dc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_a7eb71-dc[data-kb-block=\"kb-adv-heading2704_a7eb71-dc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_a7eb71-dc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_a7eb71-dc\">Lo relevante no es cada fianza de forma aislada, sino el efecto conjunto de todas ellas.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_e2511a-cd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_e2511a-cd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_e2511a-cd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_e2511a-cd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_e2511a-cd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_e2511a-cd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_e2511a-cd alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_263654-e4 > .kt-inside-inner-col,.kadence-column2704_263654-e4 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_263654-e4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_263654-e4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_263654-e4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_263654-e4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_263654-e4{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_263654-e4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_263654-e4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_263654-e4\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03, .wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03[data-kb-block=\"kb-adv-heading2704_12c60b-03\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03[data-kb-block=\"kb-adv-heading2704_12c60b-03\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_12c60b-03[data-kb-block=\"kb-adv-heading2704_12c60b-03\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2704_12c60b-03 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_12c60b-03\">Cuando la estructura es eficiente<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7, .wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7[data-kb-block=\"kb-adv-heading2704_5fcc1f-e7\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7[data-kb-block=\"kb-adv-heading2704_5fcc1f-e7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_5fcc1f-e7[data-kb-block=\"kb-adv-heading2704_5fcc1f-e7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_5fcc1f-e7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_5fcc1f-e7\">Una estructura bien dise\u00f1ada permite que las garant\u00edas acompa\u00f1en el crecimiento sin generar fricci\u00f3n innecesaria.<br>Montos razonables, vigencias alineadas al contrato y una administraci\u00f3n ordenada reducen la presi\u00f3n sobre la capacidad financiera y mejoran la utilizaci\u00f3n del respaldo disponible.<br>En esas condiciones, la fianza cumple su funci\u00f3n sin convertirse en una carga adicional para la liquidez.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_effe7d-04 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_effe7d-04 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_effe7d-04 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_effe7d-04 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_effe7d-04 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_effe7d-04 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_effe7d-04 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_b50785-76 > .kt-inside-inner-col,.kadence-column2704_b50785-76 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_b50785-76 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_b50785-76 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_b50785-76 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_b50785-76 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_b50785-76{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_b50785-76 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_b50785-76 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_b50785-76\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea, .wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea[data-kb-block=\"kb-adv-heading2704_8cc290-ea\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea[data-kb-block=\"kb-adv-heading2704_8cc290-ea\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_8cc290-ea[data-kb-block=\"kb-adv-heading2704_8cc290-ea\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading2704_8cc290-ea wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_8cc290-ea\">Lo que muchas empresas descubren demasiado tarde<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40, .wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40[data-kb-block=\"kb-adv-heading2704_f3f1f2-40\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40[data-kb-block=\"kb-adv-heading2704_f3f1f2-40\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_f3f1f2-40[data-kb-block=\"kb-adv-heading2704_f3f1f2-40\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_f3f1f2-40 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_f3f1f2-40\">En ocasiones, la empresa solo percibe el impacto cuando necesita emitir una nueva garant\u00eda y encuentra que su capacidad disponible es menor de lo esperado.<br>Ese momento revela que la gesti\u00f3n de fianzas no es un tema administrativo aislado, sino un componente que puede influir en la velocidad de ejecuci\u00f3n y en la capacidad de crecimiento.<br>La relaci\u00f3n entre fianzas y liquidez no siempre es visible, pero s\u00ed puede ser determinante.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_18d7d3-67 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_18d7d3-67 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_18d7d3-67 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_18d7d3-67 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_18d7d3-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_18d7d3-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_18d7d3-67 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col,.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_cf6d5c-76{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_cf6d5c-76 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_cf6d5c-76\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3, .wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3[data-kb-block=\"kb-adv-heading2704_38dad6-e3\"]{margin-bottom:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3[data-kb-block=\"kb-adv-heading2704_38dad6-e3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_38dad6-e3[data-kb-block=\"kb-adv-heading2704_38dad6-e3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_38dad6-e3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_38dad6-e3\">Las fianzas no suelen afectar la liquidez de forma directa e inmediata, pero s\u00ed pueden condicionar la flexibilidad financiera y la capacidad operativa de una empresa.<br>Cuando su estructura se administra con criterio, las garant\u00edas respaldan el crecimiento. Cuando no, pueden convertirse en una restricci\u00f3n silenciosa.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_3cd728-f3 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2704_3cd728-f3 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2704_3cd728-f3 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2704_3cd728-f3 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_3cd728-f3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_3cd728-f3 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_3cd728-f3 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2704_409e11-0c > .kt-inside-inner-col,.kadence-column2704_409e11-0c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_409e11-0c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_409e11-0c > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_409e11-0c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_409e11-0c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_409e11-0c{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_409e11-0c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_409e11-0c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_409e11-0c\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53, .wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53[data-kb-block=\"kb-adv-heading2704_3e674c-53\"]{font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53[data-kb-block=\"kb-adv-heading2704_3e674c-53\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_3e674c-53[data-kb-block=\"kb-adv-heading2704_3e674c-53\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2704_3e674c-53 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2704_3e674c-53\">Lecturas recomendadas para profundizar<\/h3>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c844be-f5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c844be-f5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c844be-f5 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c844be-f5 .kb-svg-icon-wrap{color:var(--global-palette1, #3182CE);}.wp-block-kadence-iconlist.kt-svg-icon-list-items2704_c844be-f5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items2704_c844be-f5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2704_c844be-f5 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2704_0590a3-b8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_0590a3-b8\"><a href=\"https:\/\/arvenbrokers.mx\/el-impacto-financiero-de-una-mala-estructura-de-garantias\/\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">El impacto financiero de una mala estructura de garant\u00edas<\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_673533-fc .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_673533-fc\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Qu\u00e9 revisa una afianzadora antes de otorgar una fianza<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-2704_4fca59-26 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2704_4fca59-26\"><a href=\"https:\/\/arvenbrokers.mx\/como-afectan-las-fianzas-a-la-liquidez-de-una-empresa\/\" class=\"kt-svg-icon-link\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Tipos de fianzas y cu\u00e1ndo se utiliza cada una<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-column-wrap{grid-template-columns:minmax(0, 2fr) minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2704_b5f0b9-f5 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2704_b5f0b9-f5 alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-left-golden kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n<style>.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col,.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_6ad7ec-91{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2704_6ad7ec-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_6ad7ec-91\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f, .wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f[data-kb-block=\"kb-adv-heading2704_9dfd08-8f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f[data-kb-block=\"kb-adv-heading2704_9dfd08-8f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2704_9dfd08-8f[data-kb-block=\"kb-adv-heading2704_9dfd08-8f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading2704_9dfd08-8f wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading2704_9dfd08-8f\">La forma en que se administran las fianzas influye en <strong>la capacidad financiera disponible para sostener nuevos proyectos.<\/strong><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2704_253429-6e > .kt-inside-inner-col{display:flex;}.kadence-column2704_253429-6e > .kt-inside-inner-col,.kadence-column2704_253429-6e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2704_253429-6e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2704_253429-6e > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column2704_253429-6e > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2704_253429-6e > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2704_253429-6e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2704_253429-6e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2704_253429-6e{position:relative;}@media all and (max-width: 1024px){.kadence-column2704_253429-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column2704_253429-6e > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2704_253429-6e\"><div class=\"kt-inside-inner-col\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\" data-trigger-modal=\"gT62fSW2nng\"><button class=\"wp-block-button__link wp-element-button\">Cont\u00e1ctanos<\/button><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No siempre se percibe en el flujo de efectivo A primera vista, una fianza no parece tener relaci\u00f3n directa con la liquidez. No implica un&#8230;<\/p>","protected":false},"author":1,"featured_media":2705,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[13],"tags":[16],"class_list":["post-2704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-decisiones-impactan-negocio","tag-consideration"],"_links":{"self":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/comments?post=2704"}],"version-history":[{"count":2,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2704\/revisions"}],"predecessor-version":[{"id":2709,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/posts\/2704\/revisions\/2709"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media\/2705"}],"wp:attachment":[{"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/media?parent=2704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/categories?post=2704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arvenbrokers.mx\/en\/wp-json\/wp\/v2\/tags?post=2704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}